Books by James H. Schulz

population, and present a balanced-and reassuring-assessment of the future.

Other topics added to this edition include the proposed new way of measuring poverty, new economic implications of demographic aging, the concept of `productive aging', an update on reverse annuity mortgages, hybrid pension plans and pension privatization, and current information on Social Security.

With the impending retirement of some 76 million Baby Boomers, understanding the various issues related to the aging population is paramount. The author's agree that there is considerable cause for concern, but with a variety of policies in place and smart individual choices, the elderly can prosper, and a demographic tsunami is not inevitable.