Books by Victoria Smith

The life-changing adventure of an American couple who move to Tuscany and discover how much they have to learn about Italy, themselves, and their marriage.

Family Finance Planners are designed to help the modern family budget, plan and set goals for each year. Each page is customizable with the intention that you plan as a family each month and can continually update and change your budget to grow as your family does through out the year. The Family Finance Planners are workable planners that allow families to set a detailed budget for each month. Level 3 is for:Families looking to dig deeper into budgeting and planningFamilies who want to plan and budget for goals and savings Families who want to track their retirement savings, make sure they are sure they have enough saved to last them through retirement. What is included:Quick Review pages with budgeting information and ideasGoal PlannersEmergency Fund PlannerHoliday and Birthday PlannerKids Activity PlannerSavings PlannerMonthly Savings PlannerMonthly Bill TrackerDebt TrackerIndividual Debt Payment TrackerAnnual Budget PlannerMonthly Budget PlannerQuarterly Budget PlannerAnnual PlanningUneven Income PlannerRetirement Savings CalculatorInvestment Tracking and information on creating an allocationCollege Savings trackerMedical and Life Insurance TrackingFamily Budget Meeting TrackerAnd more!INCLUDES:Instructions and quick budgeting and planning information to help support you and your family in your financial planning endeavors!FEATURES:Breakdown of budget into multiple categoriesDetailed BudgetAllows for multiple bank account trackingMany budgeting optionsCustomize by writing over any titlesWorks along side electronic budgeting tools

Captivity was endemic in Arizona from the end of the Mexican-American War until statehood in 1912. This book shows how this phenomenon held Arizonans of all races in uneasy bondage that chafed social relations during the era. It also maps the social complex that accompanied captivity.