Pension Magic 2020/21

Pension Magic shows you how to build a big retirement pot by claiming thousands of pounds of extra tax relief on your pension contributions.
The 10th edition was published in May 2020 and contains all the latest changes.
This year's edition also has a special new 30 page section which shows you how to protect your pension savings during the coronavirus crisis.
The new section explains the benefits and drawbacks of withdrawing money from your pension pot NOW if you need cash. It also shows how you may be able to DOUBLE your tax relief by postponing your pension contributions until next year or a later year.
The book is written in plain English with dozens of easy to follow examples. It is essential reading for:

All self-employed individuals
All company owners
Salary earners (except those with final salary pensions)
Non-working spouses
Accountants and financial advisers

Subjects covered include:
All relevant changes announced in the most recent Budget
A plain-English guide to the new pension rules: how much you can put in, how and when you can take money out and how to maximise your tax savings at every stage
How a couple can increase their retirement income by over 30% by correctly choosing who makes pension contributions

Why higher-rate taxpayers will typically enjoy 41.67% more income by putting their savings in a pension instead of an ISA
How to boost your pension contributions by up to 34% with a salary sacrifice pension

How higher-rate taxpayers can make sure they enjoy the maximum tax relief

Why company pension contributions are now an attractive alternative to dividends for company directors
How to use your pension savings to buy property for your business
How your business can borrow money from your pension
How landlords can use pension contributions to beat the reduction in mortgage tax relief

How parents claiming child benefit can receive a tax refund of up to £73 for every £100 they invest in a pension
Benefits and drawbacks of withdrawing pension savings to invest in property
Pension strategies for high income earners (including the tapered annual allowance)
A new chapter on the lifetime allowance
How to avoid being hit by the pension recycling rules
Why pensions are now one of the best inheritance tax shelters